Public Preferences: Cost of Care Discussions and Out-of-Pocket Imaging Costs Público
Manik, Ritika (Spring 2021)
Abstract
Introduction: Higher insurance deductibles and rising out-of-pocket (OOP) healthcare costs can
lead to adverse financial outcomes and treatment non-adherence. Encouraging OOP cost
discussions with healthcare providers and increasing the availability of price transparency tools
are solutions that have been proposed to ameliorate the financial burden of healthcare. We
investigated public preferences regarding OOP cost discussions and price transparency tools.
Method: We recruited 1,025 volunteers using Amazon Mechanical MTurk. Participants
completed a 30-question survey that assessed their preferences about OOP cost discussions, OOP
cost delivery, and how they weigh cost versus quality (accuracy, doctor recommendation, and
online ratings) when choosing an imaging center for a back MRI in two different clinical
scenarios. Data was analyzed using average ranks and ordered logistic regressions of fractional
factorial models.
Results: A majority of participants wanted to know about OOP costs of imaging tests before their
receipt. Most wanted to have OOP cost discussions when scheduling imaging tests or during the
doctor visit when the test is recommended, and most preferred to have these discussions with the
doctor or provider ordering the test. For mild back pain, low-cost imaging was prioritized by
patients in all models when the effects of OOP costs and center quality were separated, but when
cost and quality data were presented together, high-quality, high-cost imaging was preferred over
low-cost, low-quality imaging. For severe back pain, high-quality imaging was prioritized by
patients in all models when the effects of OOP costs and center quality were separated, and this
trend remained consistent when cost and quality data were presented together. When given data
for cost and quality, the least preferred options were not knowing the cost of imaging or not
obtaining imaging tests, regardless of the severity of the back pain.
Conclusions: Quality metrics impact patients’ healthcare decisions. With the recent push towards
price transparency, price transparency tools should incorporate quality metrics to enable
healthcare consumers to make value-based decisions. Overall, transparency in medical care can
be promoted by providers (via OOP cost discussions) and institutions (via quality-based price
transparency tools), leading to decreased financial burden on healthcare consumers.
Table of Contents
Introduction ................................................................................................................................... 1
Cost-of-care discussions .............................................................................................................. 1
Price transparency and CMS mandate ........................................................................................ 2
Purpose ........................................................................................................................................ 4
Method ........................................................................................................................................... 4
Study population ......................................................................................................................... 4
Survey measurements .................................................................................................................. 4
Sociodemographic variables ....................................................................................................... 5
Statistical analysis ....................................................................................................................... 6
Results ............................................................................................................................................ 7
Study population ......................................................................................................................... 7
Preferences for OOP cost discussion delivery ............................................................................ 7
Participants’ stated preferences for imaging centers ................................................................... 8
Participants’ decisions: quality vs. cost in clinical scenarios ...................................................... 8
Discussion .................................................................................................................................... 10
Limitations ................................................................................................................................ 13
Future directions ........................................................................................................................ 14
Conclusion ................................................................................................................................. 14
References .................................................................................................................................... 16
Appendix A: Figures and Tables ............................................................................................... 21
Figure 1. Survey respondents .................................................................................................... 21
Table 1. Demographic characteristics of study participants ..................................................... 22
Table 2. Public preferences for OOP cost discussions .............................................................. 23
Table 3. Individual factors considered in imaging center selection .......................................... 24
Table 4. Cost and quality combinations considered in imaging center selection ..................... 25
Table 5. Ordered logistic regressions for mild and severe back pain ....................................... 26
Table 6. Relative importance of cost and quality ...................................................................... 27
Appendix B: Consent .................................................................................................................. 28
Appendix C. Survey .................................................................................................................... 29
About this Honors Thesis
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